Call reports 2019
ATLANTIC COMMUNITY BANKERS BANK — 2019
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 771,768,000 | 813,493,000 | 820,886,000 | 794,938,000 |
| Total loans | 343,870,000 | 360,252,000 | 372,527,000 | 367,508,000 |
| Allowance for loan losses | 8,083,000 | 8,083,000 | 8,055,000 | 8,054,000 |
| Securities available for sale | 115,663,000 | 116,136,000 | 122,635,000 | 116,593,000 |
| Securities held to maturity | 11,118,000 | 11,111,000 | 10,608,000 | 10,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,787,000 | 406,246,000 | 428,711,000 | 404,193,000 |
| Interest-bearing deposits | 132,411,000 | 141,271,000 | 147,533,000 | 131,660,000 |
| Noninterest-bearing deposits | 280,376,000 | 264,975,000 | 281,178,000 | 272,533,000 |
| Equity capital | 104,358,000 | 106,078,000 | 106,161,000 | 105,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,103,000 | 12,820,000 | 19,481,000 | 25,717,000 |
| Interest expense | 2,108,000 | 4,603,000 | 7,114,000 | 9,331,000 |
| Net interest income | 3,995,000 | 8,217,000 | 12,367,000 | 16,386,000 |
| Noninterest income | 5,088,000 | 10,254,000 | 15,255,000 | 20,599,000 |
| Noninterest expense | 7,062,000 | 14,596,000 | 23,615,000 | 34,079,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,021,000 | 3,875,000 | 4,007,000 | 2,906,000 |
| Income tax | 422,000 | 802,000 | 770,000 | 378,000 |
| Net income | 1,566,000 | 2,968,000 | 3,077,000 | 2,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,746,000 | 105,205,000 | 105,371,000 | 105,049,000 |
| Total capital | 109,438,000 | 111,157,000 | 111,360,000 | 111,081,000 |
| Risk-weighted assets | 475,546,000 | 494,050,000 | 492,495,000 | 488,332,000 |