Call reports 2018
ATLANTIC COMMUNITY BANKERS BANK — 2018
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 836,818,000 | 702,085,000 | 729,531,000 | 752,285,000 |
| Total loans | 320,644,000 | 309,712,000 | 315,362,000 | 346,904,000 |
| Allowance for loan losses | 7,971,000 | 7,621,000 | 7,621,000 | 7,621,000 |
| Securities available for sale | 118,583,000 | 112,044,000 | 113,349,000 | 113,602,000 |
| Securities held to maturity | 11,864,000 | 11,508,000 | 11,501,000 | 11,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 551,739,000 | 417,876,000 | 436,979,000 | 415,147,000 |
| Interest-bearing deposits | 131,365,000 | 129,637,000 | 132,311,000 | 124,749,000 |
| Noninterest-bearing deposits | 420,374,000 | 288,238,000 | 304,667,000 | 290,398,000 |
| Equity capital | 98,210,000 | 99,444,000 | 100,782,000 | 102,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,457,000 | 10,789,000 | 16,204,000 | 21,879,000 |
| Interest expense | 1,266,000 | 2,681,000 | 4,292,000 | 6,113,000 |
| Net interest income | 4,191,000 | 8,108,000 | 11,912,000 | 15,766,000 |
| Noninterest income | 5,168,000 | 9,989,000 | 15,257,000 | 20,315,000 |
| Noninterest expense | 6,572,000 | 13,874,000 | 21,098,000 | 28,576,000 |
| Provision for loan losses | 0 | -350,000 | -350,000 | -350,000 |
| Pretax income | 2,787,000 | 4,573,000 | 6,421,000 | 7,855,000 |
| Income tax | 502,000 | 855,000 | 1,254,000 | 1,513,000 |
| Net income | 2,179,000 | 3,506,000 | 5,002,000 | 6,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,900,000 | 99,291,000 | 100,851,000 | 102,123,000 |
| Total capital | 102,933,000 | 104,229,000 | 106,002,000 | 107,747,000 |
| Risk-weighted assets | 423,694,000 | 412,672,000 | 433,994,000 | 473,147,000 |