Call reports 2017
ATLANTIC COMMUNITY BANKERS BANK — 2017
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 633,259,000 | 636,120,000 | 614,104,000 | 636,568,000 |
| Total loans | 266,607,000 | 272,074,000 | 279,481,000 | 280,050,000 |
| Allowance for loan losses | 8,411,000 | 8,412,000 | 7,949,000 | 7,971,000 |
| Securities available for sale | 82,275,000 | 87,755,000 | 82,833,000 | 77,993,000 |
| Securities held to maturity | 13,643,000 | 13,179,000 | 11,878,000 | 11,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,329,000 | 401,836,000 | 377,070,000 | 389,878,000 |
| Interest-bearing deposits | 138,404,000 | 162,020,000 | 135,561,000 | 142,444,000 |
| Noninterest-bearing deposits | 258,925,000 | 239,816,000 | 241,509,000 | 247,434,000 |
| Equity capital | 78,122,000 | 79,426,000 | 80,580,000 | 79,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,731,000 | 7,685,000 | 11,806,000 | 16,115,000 |
| Interest expense | 861,000 | 1,941,000 | 3,103,000 | 4,316,000 |
| Net interest income | 2,870,000 | 5,744,000 | 8,703,000 | 11,799,000 |
| Noninterest income | 4,040,000 | 7,324,000 | 10,317,000 | 12,716,000 |
| Noninterest expense | 4,632,000 | 9,241,000 | 13,578,000 | 18,211,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,278,000 | 3,827,000 | 5,442,000 | 6,304,000 |
| Income tax | 585,000 | 1,009,000 | 1,514,000 | 3,506,000 |
| Net income | 1,280,000 | 2,319,000 | 3,445,000 | 2,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,312,000 | 79,351,000 | 80,477,000 | 79,798,000 |
| Total capital | 82,905,000 | 83,968,000 | 85,134,000 | 83,947,000 |
| Risk-weighted assets | 355,077,000 | 358,023,000 | 368,729,000 | 368,080,000 |