Call reports 2014
ATLANTIC COMMUNITY BANKERS BANK — 2014
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 563,992,000 | 518,154,000 | 534,335,000 | 567,252,000 |
| Total loans | 196,581,000 | 203,458,000 | 210,400,000 | 208,457,000 |
| Allowance for loan losses | 10,155,000 | 9,810,000 | 9,759,000 | 9,749,000 |
| Securities available for sale | 71,091,000 | 51,909,000 | 49,207,000 | 52,969,000 |
| Securities held to maturity | 15,534,000 | 15,528,000 | 15,522,000 | 15,516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,232,000 | 350,802,000 | 359,002,000 | 376,456,000 |
| Interest-bearing deposits | 111,924,000 | 103,840,000 | 96,848,000 | 95,489,000 |
| Noninterest-bearing deposits | 267,308,000 | 246,962,000 | 262,154,000 | 280,967,000 |
| Equity capital | 67,686,000 | 68,963,000 | 69,979,000 | 70,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,912,000 | 5,860,000 | 8,809,000 | 11,790,000 |
| Interest expense | 457,000 | 938,000 | 1,412,000 | 1,875,000 |
| Net interest income | 2,455,000 | 4,922,000 | 7,397,000 | 9,915,000 |
| Noninterest income | 3,419,000 | 6,860,000 | 10,360,000 | 13,341,000 |
| Noninterest expense | 4,129,000 | 8,563,000 | 12,973,000 | 17,722,000 |
| Provision for loan losses | -250,000 | -395,000 | -395,000 | -395,000 |
| Pretax income | 1,996,000 | 3,709,000 | 5,274,000 | 6,024,000 |
| Income tax | 651,000 | 1,051,000 | 1,468,000 | 1,438,000 |
| Net income | 1,345,000 | 2,258,000 | 3,230,000 | 4,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,733,000 | 69,116,000 | 70,448,000 | 70,976,000 |
| Total capital | 71,134,000 | 72,633,000 | 73,897,000 | 74,471,000 |
| Risk-weighted assets | 264,929,000 | 274,709,000 | 269,259,000 | 272,845,000 |