Call reports 2011
ATLANTIC COMMUNITY BANKERS BANK — 2011
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 678,199,000 | 654,124,000 | 590,386,000 | 605,099,000 |
| Total loans | 317,631,000 | 282,397,000 | 269,657,000 | 262,019,000 |
| Allowance for loan losses | 14,644,000 | 14,409,000 | 12,971,000 | 12,876,000 |
| Securities available for sale | 83,641,000 | 78,443,000 | 75,173,000 | 66,876,000 |
| Securities held to maturity | 0 | 0 | 5,210,000 | 5,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,776,000 | 327,899,000 | 366,167,000 | 371,986,000 |
| Interest-bearing deposits | 69,062,000 | 65,606,000 | 82,732,000 | 81,630,000 |
| Noninterest-bearing deposits | 260,714,000 | 262,293,000 | 283,435,000 | 290,356,000 |
| Equity capital | 56,232,000 | 58,117,000 | 59,339,000 | 59,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,078,000 | 7,978,000 | 11,777,000 | 15,269,000 |
| Interest expense | 512,000 | 979,000 | 1,444,000 | 1,885,000 |
| Net interest income | 3,566,000 | 6,999,000 | 10,333,000 | 13,384,000 |
| Noninterest income | 2,623,000 | 5,147,000 | 7,456,000 | 10,332,000 |
| Noninterest expense | 4,049,000 | 8,350,000 | 12,516,000 | 17,646,000 |
| Provision for loan losses | 900,000 | 1,355,000 | 1,815,000 | 2,120,000 |
| Pretax income | 1,240,000 | 2,408,000 | 3,425,000 | 3,917,000 |
| Income tax | 422,000 | 801,000 | 1,120,000 | 1,240,000 |
| Net income | 818,000 | 1,607,000 | 2,305,000 | 2,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,922,000 | 56,786,000 | 57,856,000 | 58,833,000 |
| Total capital | 60,044,000 | 60,619,000 | 61,534,000 | 62,487,000 |
| Risk-weighted assets | 318,999,000 | 295,872,000 | 284,751,000 | 282,810,000 |