Call reports 2010
ATLANTIC COMMUNITY BANKERS BANK — 2010
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 675,913,000 | 752,775,000 | 724,965,000 | 723,473,000 |
| Total loans | 356,324,000 | 346,581,000 | 329,828,000 | 329,469,000 |
| Allowance for loan losses | 13,217,000 | 13,878,000 | 14,008,000 | 14,118,000 |
| Securities available for sale | 60,706,000 | 64,891,000 | 74,544,000 | 87,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,924,000 | 205,489,000 | 206,770,000 | 226,985,000 |
| Interest-bearing deposits | 53,926,000 | 54,542,000 | 54,722,000 | 55,451,000 |
| Noninterest-bearing deposits | 154,998,000 | 150,947,000 | 152,048,000 | 171,534,000 |
| Equity capital | 52,414,000 | 54,186,000 | 54,850,000 | 54,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,497,000 | 9,055,000 | 13,537,000 | 17,748,000 |
| Interest expense | 512,000 | 1,078,000 | 1,670,000 | 2,217,000 |
| Net interest income | 3,985,000 | 7,977,000 | 11,867,000 | 15,531,000 |
| Noninterest income | 2,031,000 | 3,920,000 | 5,937,000 | 8,319,000 |
| Noninterest expense | 3,729,000 | 7,425,000 | 11,378,000 | 15,640,000 |
| Provision for loan losses | 1,623,000 | 3,010,000 | 4,093,000 | 5,013,000 |
| Pretax income | 809,000 | 1,607,000 | 2,478,000 | 3,342,000 |
| Income tax | 245,000 | 485,000 | 753,000 | 1,049,000 |
| Net income | 564,000 | 1,122,000 | 1,725,000 | 2,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,740,000 | 53,754,000 | 54,487,000 | 54,644,000 |
| Total capital | 57,397,000 | 58,254,000 | 58,631,000 | 58,812,000 |
| Risk-weighted assets | 363,824,000 | 350,471,000 | 321,455,000 | 323,244,000 |