Call reports 2001
ATLANTIC COMMUNITY BANKERS BANK — 2001
What ATLANTIC COMMUNITY BANKERS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 292,159,000 | 322,364,000 | 275,637,000 | 232,084,000 |
| Total loans | 181,748,000 | 190,771,000 | 180,315,000 | 170,187,000 |
| Allowance for loan losses | 3,564,000 | 2,846,000 | 3,598,000 | 3,900,000 |
| Securities available for sale | 4,437,000 | 4,520,000 | 4,530,000 | 14,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,761,000 | 86,291,000 | 82,133,000 | 64,834,000 |
| Interest-bearing deposits | 47,643,000 | 47,066,000 | 46,693,000 | 26,541,000 |
| Noninterest-bearing deposits | 36,118,000 | 39,225,000 | 35,440,000 | 38,293,000 |
| Equity capital | 22,435,000 | 23,280,000 | 24,388,000 | 24,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,232,000 | 10,349,000 | 15,046,000 | 18,973,000 |
| Interest expense | 3,130,000 | 5,791,000 | 7,926,000 | 9,210,000 |
| Net interest income | 2,102,000 | 4,558,000 | 7,120,000 | 9,763,000 |
| Noninterest income | 53,000 | 171,000 | 361,000 | 526,000 |
| Noninterest expense | 843,000 | 1,749,000 | 2,657,000 | 3,568,000 |
| Provision for loan losses | 197,000 | 868,000 | 1,452,000 | 2,185,000 |
| Pretax income | 1,115,000 | 2,112,000 | 3,372,000 | 4,397,000 |
| Income tax | 394,000 | 734,000 | 1,147,000 | 1,538,000 |
| Net income | 721,000 | 1,378,000 | 2,225,000 | 2,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,404,000 | 23,250,000 | 24,336,000 | 24,770,000 |
| Total capital | 25,314,000 | 26,096,000 | 27,226,000 | 27,545,000 |
| Risk-weighted assets | 232,169,000 | 247,028,000 | 230,468,000 | 220,875,000 |