Call reports 2011
FIRST NATIONAL BANK OF THE NORTH — 2011
What FIRST NATIONAL BANK OF THE NORTH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 71,624,000 | 69,768,000 |
| Total loans | 48,040,000 | 46,996,000 |
| Allowance for loan losses | 925,000 | 764,000 |
| Securities available for sale | 20,480,000 | 15,859,000 |
| Securities held to maturity | 51,000 | 33,000 |
| Trading assets | 0 | 0 |
| Total deposits | 65,226,000 | 63,080,000 |
| Interest-bearing deposits | 59,492,000 | 58,489,000 |
| Noninterest-bearing deposits | 5,734,000 | 4,591,000 |
| Equity capital | 6,149,000 | 6,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 917,000 | 1,830,000 |
| Interest expense | 137,000 | 265,000 |
| Net interest income | 780,000 | 1,565,000 |
| Noninterest income | 80,000 | 128,000 |
| Noninterest expense | 570,000 | 1,193,000 |
| Provision for loan losses | 168,000 | 168,000 |
| Pretax income | 145,000 | 387,000 |
| Income tax | 0 | 0 |
| Net income | 145,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 6,056,000 | 6,298,000 |
| Total capital | 6,682,000 | 6,903,000 |
| Risk-weighted assets | 49,789,000 | 48,263,000 |