Call reports 2010
FIRST NATIONAL BANK OF THE NORTH — 2010
What FIRST NATIONAL BANK OF THE NORTH reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 65,242,000 | 68,567,000 | 69,578,000 | 70,626,000 |
| Total loans | 50,513,000 | 49,580,000 | 48,736,000 | 49,095,000 |
| Allowance for loan losses | 501,000 | 669,000 | 677,000 | 775,000 |
| Securities available for sale | 7,825,000 | 9,441,000 | 12,598,000 | 15,930,000 |
| Securities held to maturity | 2,766,000 | 2,767,000 | 1,745,000 | 1,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,489,000 | 62,874,000 | 63,523,000 | 64,616,000 |
| Interest-bearing deposits | 55,040,000 | 57,837,000 | 58,590,000 | 59,364,000 |
| Noninterest-bearing deposits | 4,449,000 | 5,037,000 | 4,933,000 | 5,252,000 |
| Equity capital | 5,687,000 | 5,624,000 | 5,987,000 | 5,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,945,000 | 2,920,000 | 3,845,000 |
| Interest expense | 225,000 | 451,000 | 624,000 | 774,000 |
| Net interest income | 736,000 | 1,494,000 | 2,296,000 | 3,071,000 |
| Noninterest income | 50,000 | 108,000 | 161,000 | 214,000 |
| Noninterest expense | 498,000 | 1,100,000 | 1,633,000 | 2,215,000 |
| Provision for loan losses | 225,000 | 549,000 | 592,000 | 743,000 |
| Pretax income | 69,000 | 18,000 | 318,000 | 454,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 18,000 | 318,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,525,000 | 5,475,000 | 5,774,000 | 5,910,000 |
| Total capital | 6,026,000 | 6,095,000 | 6,389,000 | 6,537,000 |
| Risk-weighted assets | 49,130,000 | 49,561,000 | 49,125,000 | 50,044,000 |