Call reports 2005

FIRST NATIONAL BANK OF THE NORTH — 2005

Name: FIRST NATIONAL BANK OF THE NORTH — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF THE NORTH

What FIRST NATIONAL BANK OF THE NORTH reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cf498d37-9726-4dbe-b558-39a6706ed1cd/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	64,722,000	63,352,000	62,016,000	61,629,000
Total loans	42,804,000	43,539,000	45,327,000	45,304,000
Allowance for loan losses	358,000	346,000	328,000	304,000
Securities available for sale	10,601,000	9,189,000	6,409,000	6,159,000
Securities held to maturity	5,998,000	5,998,000	5,998,000	5,997,000
Trading assets	0	0	0	0
Total deposits	59,638,000	58,457,000	57,197,000	56,711,000
Interest-bearing deposits	51,449,000	51,205,000	50,246,000	50,725,000
Noninterest-bearing deposits	8,189,000	7,252,000	6,951,000	5,986,000
Equity capital	5,025,000	4,832,000	4,748,000	4,844,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	984,000	1,981,000	3,033,000	4,080,000
Interest expense	266,000	556,000	874,000	1,178,000
Net interest income	718,000	1,425,000	2,159,000	2,902,000
Noninterest income	33,000	71,000	108,000	144,000
Noninterest expense	491,000	1,032,000	1,563,000	2,110,000
Provision for loan losses	0	-35,000	-35,000	-63,000
Pretax income	260,000	476,000	711,000	945,000
Income tax	0	9,000	9,000	20,000
Net income	260,000	467,000	702,000	925,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	4,967,000	4,888,000	4,839,000	4,910,000
Total capital	5,325,000	5,234,000	5,167,000	5,214,000
Risk-weighted assets	43,789,000	44,230,000	44,968,000	45,233,000