Call reports 2002
FIRST NATIONAL BANK OF THE NORTH — 2002
What FIRST NATIONAL BANK OF THE NORTH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,578,000 | 83,084,000 | 81,710,000 | 59,766,000 |
| Total loans | 51,278,000 | 50,739,000 | 50,228,000 | 42,968,000 |
| Allowance for loan losses | 781,000 | 666,000 | 345,000 | 481,000 |
| Securities available for sale | 19,644,000 | 26,424,000 | 25,188,000 | 13,064,000 |
| Securities held to maturity | 31,000 | 28,000 | 25,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,038,000 | 76,144,000 | 74,778,000 | 52,428,000 |
| Interest-bearing deposits | 67,301,000 | 68,882,000 | 67,021,000 | 47,399,000 |
| Noninterest-bearing deposits | 7,737,000 | 7,262,000 | 7,757,000 | 5,029,000 |
| Equity capital | 6,266,000 | 6,626,000 | 6,719,000 | 4,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,353,000 | 2,725,000 | 4,025,000 | 5,075,000 |
| Interest expense | 559,000 | 1,098,000 | 1,591,000 | 1,946,000 |
| Net interest income | 794,000 | 1,627,000 | 2,434,000 | 3,129,000 |
| Noninterest income | 83,000 | 127,000 | 168,000 | 1,597,000 |
| Noninterest expense | 708,000 | 1,299,000 | 1,965,000 | 2,717,000 |
| Provision for loan losses | 0 | 2,000 | 51,000 | 251,000 |
| Pretax income | 169,000 | 453,000 | 586,000 | 1,838,000 |
| Income tax | 46,000 | 180,000 | 245,000 | 717,000 |
| Net income | 123,000 | 273,000 | 341,000 | 1,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,411,000 | 6,560,000 | 6,628,000 | 3,908,000 |
| Total capital | 7,067,000 | 7,214,000 | 6,973,000 | 4,389,000 |
| Risk-weighted assets | 52,347,000 | 52,309,000 | 51,078,000 | 40,389,000 |