Call reports 2001
FIRST NATIONAL BANK OF THE NORTH — 2001
What FIRST NATIONAL BANK OF THE NORTH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,067,000 | 84,978,000 | 83,492,000 | 84,234,000 |
| Total loans | 39,592,000 | 60,171,000 | 57,420,000 | 55,168,000 |
| Allowance for loan losses | 227,000 | 1,916,000 | 1,495,000 | 1,025,000 |
| Securities available for sale | 8,492,000 | 11,969,000 | 17,329,000 | 21,894,000 |
| Securities held to maturity | 42,000 | 40,000 | 36,000 | 34,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,299,000 | 78,715,000 | 77,032,000 | 77,708,000 |
| Interest-bearing deposits | 42,263,000 | 72,381,000 | 69,625,000 | 70,152,000 |
| Noninterest-bearing deposits | 5,036,000 | 6,334,000 | 7,407,000 | 7,556,000 |
| Equity capital | 6,596,000 | 5,896,000 | 6,083,000 | 6,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,151,000 | 3,650,000 | 5,258,000 | 6,790,000 |
| Interest expense | 527,000 | 2,004,000 | 2,822,000 | 3,483,000 |
| Net interest income | 624,000 | 1,646,000 | 2,436,000 | 3,307,000 |
| Noninterest income | 1,272,000 | 1,333,000 | 1,390,000 | 1,552,000 |
| Noninterest expense | 420,000 | 1,294,000 | 2,136,000 | 2,970,000 |
| Provision for loan losses | 15,000 | 1,283,000 | 1,283,000 | 1,295,000 |
| Pretax income | 1,461,000 | 397,000 | 403,000 | 621,000 |
| Income tax | 90,000 | 85,000 | 89,000 | 0 |
| Net income | 1,371,000 | 312,000 | 314,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,622,000 | 5,979,000 | 5,981,000 | 6,287,000 |
| Total capital | 6,849,000 | 6,735,000 | 6,701,000 | 6,988,000 |
| Risk-weighted assets | 38,182,000 | 59,298,000 | 56,837,000 | 55,762,000 |