Call reports 2026
BANK OF ODESSA — 2026
What BANK OF ODESSA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 669,531,000 | 667,099,000 |
| Total loans | 453,858,000 | 455,832,000 |
| Allowance for loan losses | 5,891,000 | 5,986,000 |
| Securities available for sale | 47,002,000 | 48,380,000 |
| Securities held to maturity | 46,327,000 | 48,359,000 |
| Trading assets | 0 | 0 |
| Total deposits | 572,535,000 | 567,048,000 |
| Interest-bearing deposits | 509,884,000 | 504,748,000 |
| Noninterest-bearing deposits | 62,651,000 | 62,300,000 |
| Equity capital | 88,254,000 | 91,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,840,000 | 21,644,000 |
| Interest expense | 4,224,000 | 8,398,000 |
| Net interest income | 6,616,000 | 13,246,000 |
| Noninterest income | 239,000 | 560,000 |
| Noninterest expense | 2,221,000 | 4,597,000 |
| Provision for loan losses | 227,000 | 345,000 |
| Pretax income | 4,409,000 | 8,759,000 |
| Income tax | 980,000 | 1,991,000 |
| Net income | 3,429,000 | 6,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 88,317,000 | 91,656,000 |
| Total capital | 92,957,000 | 96,347,000 |
| Risk-weighted assets | 369,947,000 | 373,880,000 |