Call reports 2024
BANK OF ODESSA — 2024
What BANK OF ODESSA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 573,985,000 | 579,348,000 | 591,849,000 | 612,055,000 |
| Total loans | 441,974,000 | 445,918,000 | 453,242,000 | 454,670,000 |
| Allowance for loan losses | 6,144,000 | 6,271,000 | 6,383,000 | 6,186,000 |
| Securities available for sale | 40,807,000 | 38,335,000 | 39,338,000 | 42,032,000 |
| Securities held to maturity | 40,081,000 | 36,099,000 | 36,206,000 | 36,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,286,000 | 469,511,000 | 478,567,000 | 495,927,000 |
| Interest-bearing deposits | 404,064,000 | 408,911,000 | 416,790,000 | 428,940,000 |
| Noninterest-bearing deposits | 62,222,000 | 60,600,000 | 61,777,000 | 66,987,000 |
| Equity capital | 74,394,000 | 77,101,000 | 80,227,000 | 82,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,695,000 | 18,052,000 | 28,580,000 | 38,896,000 |
| Interest expense | 3,892,000 | 7,974,000 | 12,220,000 | 16,583,000 |
| Net interest income | 4,803,000 | 10,078,000 | 16,360,000 | 22,313,000 |
| Noninterest income | 221,000 | 458,000 | 714,000 | 977,000 |
| Noninterest expense | 1,762,000 | 3,704,000 | 5,702,000 | 7,969,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 886,000 |
| Pretax income | 3,375,000 | 6,925,000 | 10,697,000 | 14,421,000 |
| Income tax | 632,000 | 1,459,000 | 2,376,000 | 3,237,000 |
| Net income | 2,743,000 | 5,466,000 | 8,321,000 | 11,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,475,000 | 77,200,000 | 80,055,000 | 82,918,000 |
| Total capital | 78,991,000 | 81,719,000 | 84,657,000 | 87,514,000 |
| Risk-weighted assets | 359,656,000 | 359,789,000 | 366,393,000 | 366,223,000 |