Call reports 2023
BANK OF ODESSA — 2023
What BANK OF ODESSA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 535,977,000 | 537,177,000 | 547,188,000 | 556,082,000 |
| Total loans | 408,126,000 | 425,075,000 | 427,895,000 | 437,372,000 |
| Allowance for loan losses | 5,318,000 | 5,528,000 | 5,758,000 | 5,942,000 |
| Securities available for sale | 41,952,000 | 36,579,000 | 37,260,000 | 35,537,000 |
| Securities held to maturity | 45,667,000 | 45,190,000 | 42,991,000 | 45,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,207,000 | 453,858,000 | 451,030,000 | 452,447,000 |
| Interest-bearing deposits | 390,034,000 | 389,029,000 | 390,687,000 | 392,867,000 |
| Noninterest-bearing deposits | 66,173,000 | 64,829,000 | 60,343,000 | 59,580,000 |
| Equity capital | 69,621,000 | 71,457,000 | 73,872,000 | 76,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,398,000 | 13,267,000 | 20,818,000 | 29,063,000 |
| Interest expense | 2,570,000 | 5,411,000 | 8,647,000 | 12,198,000 |
| Net interest income | 3,828,000 | 7,856,000 | 12,171,000 | 16,865,000 |
| Noninterest income | 200,000 | 432,000 | 640,000 | 896,000 |
| Noninterest expense | 1,708,000 | 3,529,000 | 5,085,000 | 7,054,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,109,000 | 4,408,000 | 7,317,000 | 10,294,000 |
| Income tax | 489,000 | 1,053,000 | 1,685,000 | 2,431,000 |
| Net income | 1,620,000 | 3,355,000 | 5,632,000 | 7,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,882,000 | 71,802,000 | 74,079,000 | 76,313,000 |
| Total capital | 74,079,000 | 76,178,000 | 78,481,000 | 80,764,000 |
| Risk-weighted assets | 334,639,000 | 348,891,000 | 350,808,000 | 354,608,000 |