Call reports 2022
BANK OF ODESSA — 2022
What BANK OF ODESSA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 349,426,000 | 367,524,000 | 362,216,000 | 382,801,000 |
| Total loans | 263,698,000 | 283,233,000 | 296,396,000 | 318,673,000 |
| Allowance for loan losses | 3,199,000 | 3,492,000 | 3,701,000 | 3,872,000 |
| Securities available for sale | 41,072,000 | 38,164,000 | 31,440,000 | 28,139,000 |
| Securities held to maturity | 4,973,000 | 14,792,000 | 19,775,000 | 19,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,965,000 | 312,890,000 | 300,688,000 | 292,891,000 |
| Interest-bearing deposits | 240,528,000 | 259,166,000 | 245,352,000 | 242,835,000 |
| Noninterest-bearing deposits | 55,437,000 | 53,724,000 | 55,336,000 | 50,056,000 |
| Equity capital | 50,558,000 | 52,144,000 | 53,973,000 | 51,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,383,000 | 7,023,000 | 11,022,000 | 15,406,000 |
| Interest expense | 412,000 | 875,000 | 1,452,000 | 2,516,000 |
| Net interest income | 2,971,000 | 6,148,000 | 9,570,000 | 12,890,000 |
| Noninterest income | 102,000 | 301,000 | 495,000 | 622,000 |
| Noninterest expense | 1,079,000 | 2,076,000 | 3,129,000 | 4,130,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 1,799,000 | 3,983,000 | 6,351,000 | 8,602,000 |
| Income tax | 424,000 | 943,000 | 1,505,000 | 2,032,000 |
| Net income | 1,375,000 | 3,040,000 | 4,846,000 | 6,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,120,000 | 52,721,000 | 54,527,000 | 51,751,000 |
| Total capital | 53,747,000 | 55,549,000 | 57,496,000 | 54,969,000 |
| Risk-weighted assets | 209,612,000 | 225,578,000 | 236,799,000 | 256,786,000 |