Call reports 2021
BANK OF ODESSA — 2021
What BANK OF ODESSA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 339,078,000 | 329,750,000 | 340,542,000 | 341,617,000 |
| Total loans | 236,437,000 | 241,934,000 | 246,373,000 | 258,911,000 |
| Allowance for loan losses | 2,147,000 | 2,412,000 | 3,066,000 | 3,067,000 |
| Securities available for sale | 44,718,000 | 43,035,000 | 46,284,000 | 47,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,668,000 | 276,300,000 | 285,619,000 | 285,532,000 |
| Interest-bearing deposits | 231,379,000 | 227,042,000 | 230,059,000 | 229,910,000 |
| Noninterest-bearing deposits | 53,289,000 | 49,258,000 | 55,560,000 | 55,622,000 |
| Equity capital | 49,704,000 | 50,916,000 | 52,371,000 | 53,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,233,000 | 6,535,000 | 10,002,000 | 13,369,000 |
| Interest expense | 518,000 | 986,000 | 1,393,000 | 1,789,000 |
| Net interest income | 2,715,000 | 5,549,000 | 8,609,000 | 11,580,000 |
| Noninterest income | 102,000 | 209,000 | 310,000 | 429,000 |
| Noninterest expense | 1,072,000 | 2,214,000 | 3,254,000 | 4,424,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 1,560,000 | 3,167,000 | 5,093,000 | 6,818,000 |
| Income tax | 335,000 | 700,000 | 1,165,000 | 1,579,000 |
| Net income | 1,225,000 | 2,467,000 | 3,928,000 | 5,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,667,000 | 50,909,000 | 52,370,000 | 53,681,000 |
| Total capital | 51,814,000 | 53,321,000 | 54,818,000 | 56,262,000 |
| Risk-weighted assets | 188,798,000 | 193,429,000 | 195,224,000 | 205,962,000 |