Call reports 2019
BANK OF ODESSA — 2019
What BANK OF ODESSA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 267,012,000 | 274,743,000 | 268,319,000 | 273,498,000 |
| Total loans | 196,488,000 | 203,020,000 | 211,267,000 | 216,918,000 |
| Allowance for loan losses | 1,577,000 | 1,697,000 | 1,823,000 | 1,643,000 |
| Securities available for sale | 42,297,000 | 44,283,000 | 43,317,000 | 42,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,460,000 | 216,192,000 | 212,638,000 | 213,138,000 |
| Interest-bearing deposits | 177,885,000 | 183,919,000 | 181,025,000 | 179,563,000 |
| Noninterest-bearing deposits | 31,575,000 | 32,273,000 | 31,613,000 | 33,575,000 |
| Equity capital | 49,912,000 | 50,930,000 | 52,004,000 | 52,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,743,000 | 5,775,000 | 8,930,000 | 12,095,000 |
| Interest expense | 787,000 | 1,666,000 | 2,518,000 | 3,295,000 |
| Net interest income | 1,956,000 | 4,109,000 | 6,412,000 | 8,800,000 |
| Noninterest income | 117,000 | 255,000 | 359,000 | 485,000 |
| Noninterest expense | 1,033,000 | 2,103,000 | 3,047,000 | 4,655,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 892,000 | 1,963,000 | 3,276,000 | 4,051,000 |
| Income tax | 167,000 | 388,000 | 659,000 | 816,000 |
| Net income | 725,000 | 1,575,000 | 2,617,000 | 3,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,137,000 | 50,987,000 | 52,029,000 | 52,679,000 |
| Total capital | 51,714,000 | 52,684,000 | 53,852,000 | 54,322,000 |
| Risk-weighted assets | 159,141,000 | 166,196,000 | 170,539,000 | 172,781,000 |