Call reports 2018
BANK OF ODESSA — 2018
What BANK OF ODESSA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 239,767,000 | 242,647,000 | 246,606,000 | 249,801,000 |
| Total loans | 181,041,000 | 188,002,000 | 194,730,000 | 193,922,000 |
| Allowance for loan losses | 1,274,000 | 1,397,000 | 1,541,000 | 1,374,000 |
| Securities available for sale | 45,187,000 | 45,096,000 | 42,174,000 | 41,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,203,000 | 187,659,000 | 186,037,000 | 190,489,000 |
| Interest-bearing deposits | 157,269,000 | 153,608,000 | 153,379,000 | 159,558,000 |
| Noninterest-bearing deposits | 32,934,000 | 34,051,000 | 32,658,000 | 30,931,000 |
| Equity capital | 49,144,000 | 50,128,000 | 51,040,000 | 51,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,503,000 | 5,101,000 | 7,827,000 | 10,635,000 |
| Interest expense | 262,000 | 545,000 | 949,000 | 1,666,000 |
| Net interest income | 2,241,000 | 4,556,000 | 6,878,000 | 8,969,000 |
| Noninterest income | 82,000 | 185,000 | 289,000 | 388,000 |
| Noninterest expense | 1,080,000 | 2,091,000 | 3,152,000 | 4,289,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 750,000 |
| Pretax income | 1,098,000 | 2,355,000 | 3,574,000 | 4,330,000 |
| Income tax | 209,000 | 441,000 | 713,000 | 864,000 |
| Net income | 889,000 | 1,914,000 | 2,861,000 | 3,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,595,000 | 50,620,000 | 51,567,000 | 52,172,000 |
| Total capital | 50,869,000 | 52,017,000 | 53,108,000 | 53,546,000 |
| Risk-weighted assets | 143,565,000 | 150,010,000 | 155,501,000 | 155,679,000 |