Call reports 2017
BANK OF ODESSA — 2017
What BANK OF ODESSA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 232,943,000 | 240,707,000 | 237,226,000 | 241,054,000 |
| Total loans | 159,853,000 | 162,242,000 | 166,820,000 | 176,442,000 |
| Allowance for loan losses | 1,625,000 | 1,779,000 | 1,802,000 | 1,001,000 |
| Securities available for sale | 51,258,000 | 49,455,000 | 49,017,000 | 49,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,492,000 | 190,452,000 | 186,365,000 | 189,883,000 |
| Interest-bearing deposits | 152,878,000 | 157,558,000 | 156,649,000 | 155,606,000 |
| Noninterest-bearing deposits | 30,614,000 | 32,894,000 | 29,716,000 | 34,277,000 |
| Equity capital | 48,551,000 | 49,355,000 | 50,344,000 | 50,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,220,000 | 4,466,000 | 6,797,000 | 9,208,000 |
| Interest expense | 169,000 | 379,000 | 630,000 | 889,000 |
| Net interest income | 2,051,000 | 4,087,000 | 6,167,000 | 8,319,000 |
| Noninterest income | 840,000 | 1,056,000 | 1,156,000 | 1,294,000 |
| Noninterest expense | 981,000 | 1,926,000 | 2,851,000 | 3,937,000 |
| Provision for loan losses | 150,000 | 300,000 | 550,000 | 850,000 |
| Pretax income | 1,760,000 | 2,966,000 | 3,995,000 | 4,918,000 |
| Income tax | 586,000 | 985,000 | 1,322,000 | 1,625,000 |
| Net income | 1,174,000 | 1,981,000 | 2,673,000 | 3,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,546,000 | 49,354,000 | 50,366,000 | 50,986,000 |
| Total capital | 50,147,000 | 50,985,000 | 52,032,000 | 51,987,000 |
| Risk-weighted assets | 128,078,000 | 130,364,000 | 133,164,000 | 139,190,000 |