Call reports 2013
BANK OF ODESSA — 2013
What BANK OF ODESSA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 238,950,000 | 231,065,000 | 232,295,000 | 229,987,000 |
| Total loans | 106,847,000 | 107,725,000 | 107,830,000 | 103,942,000 |
| Allowance for loan losses | 1,215,000 | 1,298,000 | 1,268,000 | 1,195,000 |
| Securities available for sale | 96,632,000 | 90,284,000 | 85,288,000 | 75,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,503,000 | 182,325,000 | 182,724,000 | 179,841,000 |
| Interest-bearing deposits | 166,937,000 | 163,335,000 | 162,922,000 | 158,653,000 |
| Noninterest-bearing deposits | 22,566,000 | 18,990,000 | 19,802,000 | 21,188,000 |
| Equity capital | 48,280,000 | 48,145,000 | 48,881,000 | 49,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,865,000 | 3,711,000 | 5,599,000 | 7,408,000 |
| Interest expense | 225,000 | 429,000 | 621,000 | 798,000 |
| Net interest income | 1,640,000 | 3,282,000 | 4,978,000 | 6,610,000 |
| Noninterest income | 92,000 | 191,000 | 247,000 | 358,000 |
| Noninterest expense | 825,000 | 1,569,000 | 2,446,000 | 3,396,000 |
| Provision for loan losses | 250,000 | 730,000 | 730,000 | 730,000 |
| Pretax income | 657,000 | 1,174,000 | 2,049,000 | 2,842,000 |
| Income tax | 200,000 | 360,000 | 592,000 | 830,000 |
| Net income | 457,000 | 814,000 | 1,457,000 | 2,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,809,000 | 48,166,000 | 48,809,000 | 49,365,000 |
| Total capital | 49,024,000 | 49,464,000 | 50,077,000 | 50,560,000 |
| Risk-weighted assets | 106,298,000 | 107,023,000 | 107,090,000 | 101,068,000 |