Call reports 2012
BANK OF ODESSA — 2012
What BANK OF ODESSA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 242,396,000 | 240,651,000 | 238,744,000 | 235,786,000 |
| Total loans | 108,546,000 | 108,025,000 | 108,515,000 | 106,946,000 |
| Allowance for loan losses | 1,121,000 | 1,160,000 | 1,440,000 | 1,068,000 |
| Securities available for sale | 84,252,000 | 92,895,000 | 101,358,000 | 96,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,752,000 | 191,005,000 | 188,371,000 | 186,327,000 |
| Interest-bearing deposits | 164,899,000 | 160,802,000 | 157,583,000 | 165,769,000 |
| Noninterest-bearing deposits | 28,853,000 | 30,203,000 | 30,788,000 | 20,558,000 |
| Equity capital | 47,656,000 | 48,367,000 | 48,894,000 | 47,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,018,000 | 4,056,000 | 6,010,000 | 8,026,000 |
| Interest expense | 422,000 | 772,000 | 1,066,000 | 1,320,000 |
| Net interest income | 1,596,000 | 3,284,000 | 4,944,000 | 6,706,000 |
| Noninterest income | 89,000 | 240,000 | 418,000 | 498,000 |
| Noninterest expense | 915,000 | 1,885,000 | 2,642,000 | 3,268,000 |
| Provision for loan losses | 681,000 | 681,000 | 982,000 | 1,111,000 |
| Pretax income | 90,000 | 959,000 | 1,740,000 | 2,827,000 |
| Income tax | -18,000 | 261,000 | 496,000 | 850,000 |
| Net income | 108,000 | 698,000 | 1,244,000 | 1,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,084,000 | 47,675,000 | 48,221,000 | 47,352,000 |
| Total capital | 48,205,000 | 48,835,000 | 49,544,000 | 48,420,000 |
| Risk-weighted assets | 101,369,000 | 102,641,000 | 105,743,000 | 104,955,000 |