Call reports 2011
BANK OF ODESSA — 2011
What BANK OF ODESSA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 249,921,000 | 249,013,000 | 250,132,000 | 245,393,000 |
| Total loans | 107,336,000 | 111,613,000 | 109,664,000 | 108,381,000 |
| Allowance for loan losses | 1,000,000 | 1,073,000 | 1,000,000 | 1,000,000 |
| Securities available for sale | 121,998,000 | 124,495,000 | 116,075,000 | 100,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,496,000 | 198,151,000 | 198,957,000 | 194,345,000 |
| Interest-bearing deposits | 184,607,000 | 180,922,000 | 169,904,000 | 175,813,000 |
| Noninterest-bearing deposits | 15,889,000 | 17,229,000 | 29,053,000 | 18,532,000 |
| Equity capital | 47,896,000 | 48,678,000 | 49,311,000 | 49,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,224,000 | 4,466,000 | 6,728,000 | 8,965,000 |
| Interest expense | 572,000 | 1,117,000 | 1,632,000 | 2,103,000 |
| Net interest income | 1,652,000 | 3,349,000 | 5,096,000 | 6,862,000 |
| Noninterest income | 59,000 | 122,000 | 230,000 | 322,000 |
| Noninterest expense | 800,000 | 1,641,000 | 2,397,000 | 3,251,000 |
| Provision for loan losses | 102,000 | 383,000 | 650,000 | 1,190,000 |
| Pretax income | 810,000 | 1,448,000 | 2,281,000 | 2,745,000 |
| Income tax | 225,000 | 398,000 | 644,000 | 757,000 |
| Net income | 585,000 | 1,050,000 | 1,637,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,374,000 | 47,839,000 | 48,426,000 | 48,777,000 |
| Total capital | 48,374,000 | 48,912,000 | 49,426,000 | 49,777,000 |
| Risk-weighted assets | 106,075,000 | 110,010,000 | 106,895,000 | 103,731,000 |