Call reports 2010
BANK OF ODESSA — 2010
What BANK OF ODESSA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 247,370,000 | 246,894,000 | 244,151,000 | 241,258,000 |
| Total loans | 108,963,000 | 108,268,000 | 109,395,000 | 106,596,000 |
| Allowance for loan losses | 812,000 | 812,000 | 812,000 | 1,000,000 |
| Securities available for sale | 124,050,000 | 120,892,000 | 124,045,000 | 122,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,824,000 | 197,481,000 | 193,184,000 | 190,461,000 |
| Interest-bearing deposits | 183,711,000 | 182,518,000 | 179,250,000 | 175,226,000 |
| Noninterest-bearing deposits | 14,113,000 | 14,963,000 | 13,934,000 | 15,235,000 |
| Equity capital | 48,001,000 | 48,137,000 | 48,876,000 | 48,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,478,000 | 4,928,000 | 7,282,000 | 9,606,000 |
| Interest expense | 827,000 | 1,605,000 | 2,292,000 | 2,901,000 |
| Net interest income | 1,651,000 | 3,323,000 | 4,990,000 | 6,705,000 |
| Noninterest income | 57,000 | 142,000 | 208,000 | 308,000 |
| Noninterest expense | 724,000 | 1,468,000 | 2,259,000 | 3,098,000 |
| Provision for loan losses | 325,000 | 1,105,000 | 1,435,000 | 2,001,000 |
| Pretax income | 667,000 | 900,000 | 1,517,000 | 1,926,000 |
| Income tax | 156,000 | 157,000 | 297,000 | 362,000 |
| Net income | 511,000 | 743,000 | 1,220,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,236,000 | 47,468,000 | 47,945,000 | 48,289,000 |
| Total capital | 48,048,000 | 48,280,000 | 48,757,000 | 49,289,000 |
| Risk-weighted assets | 116,358,000 | 114,241,000 | 113,224,000 | 112,516,000 |