Call reports 2009
BANK OF ODESSA — 2009
What BANK OF ODESSA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 250,801,000 | 240,403,000 | 241,983,000 | 241,771,000 |
| Total loans | 106,709,000 | 105,843,000 | 109,539,000 | 107,474,000 |
| Allowance for loan losses | 873,000 | 884,000 | 921,000 | 812,000 |
| Securities available for sale | 129,708,000 | 125,352,000 | 122,416,000 | 121,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,765,000 | 190,031,000 | 190,969,000 | 190,690,000 |
| Interest-bearing deposits | 185,578,000 | 176,436,000 | 177,502,000 | 176,169,000 |
| Noninterest-bearing deposits | 15,187,000 | 13,595,000 | 13,467,000 | 14,521,000 |
| Equity capital | 47,911,000 | 48,487,000 | 49,317,000 | 49,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,611,000 | 5,105,000 | 7,678,000 | 10,192,000 |
| Interest expense | 1,076,000 | 2,053,000 | 3,004,000 | 3,893,000 |
| Net interest income | 1,535,000 | 3,052,000 | 4,674,000 | 6,299,000 |
| Noninterest income | 110,000 | 184,000 | 260,000 | 341,000 |
| Noninterest expense | 750,000 | 1,521,000 | 2,292,000 | 3,058,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 896,000 |
| Pretax income | 925,000 | 1,745,000 | 2,581,000 | 2,725,000 |
| Income tax | 245,000 | 457,000 | 670,000 | 626,000 |
| Net income | 680,000 | 1,288,000 | 1,911,000 | 2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,226,000 | 47,836,000 | 48,457,000 | 48,645,000 |
| Total capital | 48,099,000 | 48,720,000 | 49,378,000 | 49,457,000 |
| Risk-weighted assets | 116,805,000 | 115,267,000 | 116,247,000 | 113,666,000 |