Call reports 2002
BANK OF ODESSA — 2002
What BANK OF ODESSA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 268,939,000 | 275,150,000 | 283,924,000 | 288,560,000 |
| Total loans | 131,007,000 | 131,889,000 | 134,253,000 | 134,183,000 |
| Allowance for loan losses | 800,000 | 790,000 | 831,000 | 812,000 |
| Securities available for sale | 123,370,000 | 128,300,000 | 135,558,000 | 138,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,978,000 | 222,151,000 | 226,900,000 | 232,286,000 |
| Interest-bearing deposits | 203,127,000 | 207,701,000 | 212,874,000 | 217,666,000 |
| Noninterest-bearing deposits | 13,851,000 | 14,450,000 | 14,026,000 | 14,620,000 |
| Equity capital | 46,044,000 | 48,182,000 | 49,823,000 | 50,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,255,000 | 8,518,000 | 12,794,000 | 16,964,000 |
| Interest expense | 2,083,000 | 4,095,000 | 6,076,000 | 7,986,000 |
| Net interest income | 2,172,000 | 4,423,000 | 6,718,000 | 8,978,000 |
| Noninterest income | 70,000 | 139,000 | 220,000 | 320,000 |
| Noninterest expense | 601,000 | 1,091,000 | 1,611,000 | 2,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 295,000 |
| Pretax income | 1,641,000 | 3,471,000 | 5,327,000 | 6,613,000 |
| Income tax | 517,000 | 1,104,000 | 1,697,000 | 2,050,000 |
| Net income | 1,124,000 | 2,367,000 | 3,630,000 | 4,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,619,000 | 45,862,000 | 46,705,000 | 47,638,000 |
| Total capital | 45,419,000 | 46,652,000 | 47,536,000 | 48,450,000 |
| Risk-weighted assets | 130,027,000 | 131,863,000 | 133,861,000 | 134,195,000 |