Call reports 2001
BANK OF ODESSA — 2001
What BANK OF ODESSA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 258,246,000 | 260,515,000 | 261,789,000 | 263,804,000 |
| Total loans | 137,057,000 | 137,642,000 | 136,844,000 | 132,267,000 |
| Allowance for loan losses | 805,000 | 807,000 | 781,000 | 978,000 |
| Securities available for sale | 108,522,000 | 110,320,000 | 110,353,000 | 114,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,318,000 | 210,948,000 | 210,677,000 | 212,691,000 |
| Interest-bearing deposits | 194,672,000 | 195,924,000 | 198,070,000 | 197,829,000 |
| Noninterest-bearing deposits | 14,646,000 | 15,024,000 | 12,607,000 | 14,862,000 |
| Equity capital | 43,289,000 | 44,134,000 | 45,444,000 | 46,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,568,000 | 9,198,000 | 13,759,000 | 18,104,000 |
| Interest expense | 2,706,000 | 5,455,000 | 7,987,000 | 10,284,000 |
| Net interest income | 1,862,000 | 3,743,000 | 5,772,000 | 7,820,000 |
| Noninterest income | 69,000 | 142,000 | 210,000 | 297,000 |
| Noninterest expense | 516,000 | 1,067,000 | 1,533,000 | 2,102,000 |
| Provision for loan losses | 50,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,422,000 | 2,675,000 | 4,327,000 | 5,893,000 |
| Income tax | 443,000 | 826,000 | 1,351,000 | 1,830,000 |
| Net income | 979,000 | 1,849,000 | 2,976,000 | 4,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,479,000 | 42,349,000 | 43,056,000 | 44,143,000 |
| Total capital | 42,284,000 | 43,156,000 | 43,837,000 | 45,121,000 |
| Risk-weighted assets | 128,020,000 | 130,654,000 | 131,090,000 | 129,668,000 |