Call reports 2025
VIRGINIA NATIONAL BANK — 2025
What VIRGINIA NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,632,583,000 | 1,633,343,000 | 1,604,780,000 | 1,647,875,000 |
| Total loans | 1,242,498,000 | 1,241,712,000 | 1,235,000,000 | 1,237,577,000 |
| Allowance for loan losses | 8,328,000 | 8,347,000 | 8,510,000 | 8,270,000 |
| Securities available for sale | 262,923,000 | 254,910,000 | 252,952,000 | 247,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,434,678,000 | 1,389,930,000 | 1,386,048,000 | 1,432,797,000 |
| Interest-bearing deposits | 1,055,154,000 | 1,004,528,000 | 1,023,321,000 | 1,069,409,000 |
| Noninterest-bearing deposits | 379,524,000 | 385,402,000 | 362,727,000 | 363,388,000 |
| Equity capital | 168,168,000 | 171,945,000 | 178,142,000 | 184,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,007,000 | 38,142,000 | 57,613,000 | 77,245,000 |
| Interest expense | 6,642,000 | 12,906,000 | 19,228,000 | 25,435,000 |
| Net interest income | 12,365,000 | 25,236,000 | 38,385,000 | 51,810,000 |
| Noninterest income | 1,760,000 | 3,071,000 | 4,421,000 | 5,944,000 |
| Noninterest expense | 8,187,000 | 16,204,000 | 24,175,000 | 31,181,000 |
| Provision for loan losses | -105,000 | -14,000 | 238,000 | 62,000 |
| Pretax income | 6,098,000 | 12,260,000 | 18,458,000 | 26,436,000 |
| Income tax | 1,043,000 | 2,375,000 | 3,587,000 | 5,401,000 |
| Net income | 5,055,000 | 9,885,000 | 14,871,000 | 21,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,244,000 | 197,858,000 | 200,615,000 | 205,039,000 |
| Total capital | 203,985,000 | 206,530,000 | 209,528,000 | 213,852,000 |
| Risk-weighted assets | 1,087,440,000 | 1,073,607,000 | 1,051,550,000 | 1,059,206,000 |