Call reports 2020
VIRGINIA NATIONAL BANK — 2020
What VIRGINIA NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 717,380,000 | 799,491,000 | 821,171,000 | 848,730,000 |
| Total loans | 553,959,000 | 632,394,000 | 636,935,000 | 609,406,000 |
| Allowance for loan losses | 4,704,000 | 4,917,000 | 5,334,000 | 5,455,000 |
| Securities available for sale | 102,054,000 | 102,772,000 | 141,245,000 | 174,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,751,000 | 715,996,000 | 695,873,000 | 732,624,000 |
| Interest-bearing deposits | 444,517,000 | 516,974,000 | 504,317,000 | 520,992,000 |
| Noninterest-bearing deposits | 192,234,000 | 199,022,000 | 191,556,000 | 211,632,000 |
| Equity capital | 75,896,000 | 78,914,000 | 80,670,000 | 81,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,564,000 | 13,075,000 | 19,846,000 | 27,230,000 |
| Interest expense | 1,189,000 | 1,945,000 | 2,669,000 | 3,351,000 |
| Net interest income | 5,375,000 | 11,130,000 | 17,177,000 | 23,879,000 |
| Noninterest income | 1,518,000 | 2,476,000 | 3,722,000 | 5,411,000 |
| Noninterest expense | 4,215,000 | 8,199,000 | 12,482,000 | 16,850,000 |
| Provision for loan losses | 765,000 | 1,143,000 | 1,367,000 | 1,622,000 |
| Pretax income | 1,966,000 | 4,907,000 | 7,785,000 | 11,562,000 |
| Income tax | 378,000 | 956,000 | 1,514,000 | 2,302,000 |
| Net income | 1,588,000 | 3,951,000 | 6,271,000 | 9,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,624,000 | 77,204,000 | 78,741,000 | 79,746,000 |
| Total capital | 80,358,000 | 82,151,000 | 84,105,000 | 85,231,000 |
| Risk-weighted assets | 575,602,000 | 529,646,000 | 544,644,000 | 560,016,000 |
Machine access — free, no API key
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