Call reports 2015
VIRGINIA NATIONAL BANK — 2015
What VIRGINIA NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 543,422,000 | 529,892,000 | 548,213,000 | 566,939,000 |
| Total loans | 340,645,000 | 367,085,000 | 390,098,000 | 423,664,000 |
| Allowance for loan losses | 3,404,000 | 3,454,000 | 3,513,000 | 3,567,000 |
| Securities available for sale | 154,674,000 | 120,158,000 | 115,460,000 | 74,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,437,000 | 459,717,000 | 473,500,000 | 487,566,000 |
| Interest-bearing deposits | 298,087,000 | 297,220,000 | 297,040,000 | 301,893,000 |
| Noninterest-bearing deposits | 171,350,000 | 162,497,000 | 176,460,000 | 185,673,000 |
| Equity capital | 53,546,000 | 53,038,000 | 54,299,000 | 54,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,011,000 | 8,231,000 | 12,661,000 | 17,282,000 |
| Interest expense | 236,000 | 478,000 | 732,000 | 974,000 |
| Net interest income | 3,775,000 | 7,753,000 | 11,929,000 | 16,308,000 |
| Noninterest income | 1,162,000 | 2,393,000 | 3,400,000 | 4,575,000 |
| Noninterest expense | 4,011,000 | 8,027,000 | 11,888,000 | 15,649,000 |
| Provision for loan losses | 317,000 | 317,000 | 405,000 | 463,000 |
| Pretax income | 631,000 | 1,848,000 | 3,105,000 | 4,875,000 |
| Income tax | 142,000 | 485,000 | 841,000 | 1,376,000 |
| Net income | 489,000 | 1,363,000 | 2,264,000 | 3,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,779,000 | 53,403,000 | 54,054,000 | 55,039,000 |
| Total capital | 56,183,000 | 56,857,000 | 57,567,000 | 58,606,000 |
| Risk-weighted assets | 389,009,000 | 400,557,000 | 430,334,000 | 447,244,000 |
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