Call reports 2012
VIRGINIA NATIONAL BANK — 2012
What VIRGINIA NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 489,516,000 | 515,777,000 | 474,627,000 | 507,606,000 |
| Total loans | 294,647,000 | 299,060,000 | 301,024,000 | 284,860,000 |
| Allowance for loan losses | 3,794,000 | 3,784,000 | 3,437,000 | 3,267,000 |
| Securities available for sale | 83,743,000 | 94,898,000 | 105,188,000 | 110,853,000 |
| Securities held to maturity | 10,022,000 | 10,011,000 | 10,000,000 | 5,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,395,000 | 463,236,000 | 420,348,000 | 445,422,000 |
| Interest-bearing deposits | 300,625,000 | 305,797,000 | 287,791,000 | 313,863,000 |
| Noninterest-bearing deposits | 135,770,000 | 157,439,000 | 132,557,000 | 131,559,000 |
| Equity capital | 49,308,000 | 49,570,000 | 50,379,000 | 53,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,276,000 | 8,534,000 | 12,859,000 | 16,904,000 |
| Interest expense | 348,000 | 696,000 | 1,001,000 | 1,281,000 |
| Net interest income | 3,928,000 | 7,838,000 | 11,858,000 | 15,623,000 |
| Noninterest income | 1,189,000 | 2,106,000 | 2,839,000 | 11,064,000 |
| Noninterest expense | 4,256,000 | 8,473,000 | 12,646,000 | 18,807,000 |
| Provision for loan losses | 131,000 | 191,000 | -269,000 | -79,000 |
| Pretax income | 730,000 | 1,309,000 | 2,453,000 | 8,092,000 |
| Income tax | 229,000 | 397,000 | 748,000 | 2,611,000 |
| Net income | 501,000 | 912,000 | 1,705,000 | 5,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,755,000 | 48,177,000 | 48,986,000 | 52,787,000 |
| Total capital | 51,549,000 | 51,961,000 | 52,423,000 | 56,054,000 |
| Risk-weighted assets | 353,386,000 | 352,600,000 | 355,813,000 | 345,727,000 |