Call reports 2006
VIRGINIA NATIONAL BANK — 2006
What VIRGINIA NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 285,185,000 | 278,786,000 | 292,067,000 | 302,514,000 |
| Total loans | 192,506,000 | 209,764,000 | 209,533,000 | 221,592,000 |
| Allowance for loan losses | 2,242,000 | 2,442,000 | 2,431,000 | 2,577,000 |
| Securities available for sale | 36,248,000 | 31,250,000 | 19,411,000 | 11,964,000 |
| Securities held to maturity | 19,499,000 | 19,446,000 | 16,907,000 | 16,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,327,000 | 233,904,000 | 247,875,000 | 260,057,000 |
| Interest-bearing deposits | 175,385,000 | 162,178,000 | 174,846,000 | 181,063,000 |
| Noninterest-bearing deposits | 70,942,000 | 71,726,000 | 73,029,000 | 78,994,000 |
| Equity capital | 28,796,000 | 29,432,000 | 30,278,000 | 31,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,148,000 | 8,432,000 | 13,039,000 | 17,761,000 |
| Interest expense | 975,000 | 2,038,000 | 3,279,000 | 4,417,000 |
| Net interest income | 3,173,000 | 6,394,000 | 9,760,000 | 13,344,000 |
| Noninterest income | 323,000 | 756,000 | 1,256,000 | 2,867,000 |
| Noninterest expense | 2,641,000 | 5,362,000 | 8,208,000 | 11,607,000 |
| Provision for loan losses | -25,000 | 175,000 | 225,000 | 370,000 |
| Pretax income | 880,000 | 1,613,000 | 2,583,000 | 4,234,000 |
| Income tax | 294,000 | 610,000 | 970,000 | 1,568,000 |
| Net income | 586,000 | 1,003,000 | 1,613,000 | 2,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,044,000 | 29,695,000 | 30,446,000 | 31,723,000 |
| Total capital | 31,286,000 | 32,137,000 | 32,877,000 | 34,300,000 |
| Risk-weighted assets | 218,262,000 | 230,998,000 | 235,326,000 | 249,455,000 |