Call reports 2001
VIRGINIA NATIONAL BANK — 2001
What VIRGINIA NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 127,309,000 | 142,187,000 | 132,914,000 | 142,487,000 |
| Total loans | 67,345,000 | 71,356,000 | 77,247,000 | 84,001,000 |
| Allowance for loan losses | 744,000 | 784,000 | 811,000 | 878,000 |
| Securities available for sale | 23,220,000 | 34,446,000 | 24,793,000 | 24,309,000 |
| Securities held to maturity | 14,923,000 | 15,417,000 | 14,987,000 | 17,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,710,000 | 116,160,000 | 105,938,000 | 115,335,000 |
| Interest-bearing deposits | 76,152,000 | 86,360,000 | 79,170,000 | 83,076,000 |
| Noninterest-bearing deposits | 26,558,000 | 29,801,000 | 26,768,000 | 32,259,000 |
| Equity capital | 17,471,000 | 17,642,000 | 17,936,000 | 18,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,117,000 | 4,213,000 | 6,332,000 | 8,365,000 |
| Interest expense | 853,000 | 1,619,000 | 2,315,000 | 2,766,000 |
| Net interest income | 1,264,000 | 2,594,000 | 4,017,000 | 5,599,000 |
| Noninterest income | 93,000 | 199,000 | 317,000 | 453,000 |
| Noninterest expense | 1,215,000 | 2,447,000 | 3,752,000 | 5,147,000 |
| Provision for loan losses | 9,000 | 49,000 | 91,000 | 162,000 |
| Pretax income | 133,000 | 297,000 | 491,000 | 743,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 297,000 | 491,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,280,000 | 17,444,000 | 17,638,000 | 17,981,000 |
| Total capital | 18,024,000 | 18,228,000 | 18,449,000 | 18,859,000 |
| Risk-weighted assets | 101,699,000 | 113,089,000 | 110,649,000 | 118,288,000 |