Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,767,818,000 | 1,812,065,000 | 1,838,704,000 | 1,822,291,000 |
| Total loans | 929,524,000 | 948,996,000 | 986,581,000 | 997,670,000 |
| Allowance for loan losses | 12,016,000 | 13,471,000 | 13,513,000 | 13,583,000 |
| Securities available for sale | 652,749,000 | 644,596,000 | 656,156,000 | 647,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,647,880,000 | 1,641,601,000 | 1,652,976,000 | 1,630,844,000 |
| Interest-bearing deposits | 1,063,648,000 | 1,063,996,000 | 1,076,197,000 | 1,061,998,000 |
| Noninterest-bearing deposits | 584,232,000 | 577,605,000 | 576,779,000 | 568,846,000 |
| Equity capital | 114,067,000 | 132,957,000 | 146,277,000 | 153,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,021,000 | 40,679,000 | 63,184,000 | 86,830,000 |
| Interest expense | 6,980,000 | 13,764,000 | 20,330,000 | 26,845,000 |
| Net interest income | 13,041,000 | 26,915,000 | 42,854,000 | 59,985,000 |
| Noninterest income | 3,155,000 | 26,873,000 | 31,770,000 | 35,372,000 |
| Noninterest expense | 13,518,000 | 28,951,000 | 43,267,000 | 59,477,000 |
| Provision for loan losses | 75,000 | 1,430,000 | 1,505,000 | 1,580,000 |
| Pretax income | 2,603,000 | 21,970,000 | 21,276,000 | 25,724,000 |
| Income tax | 391,000 | 4,320,000 | 3,955,000 | 4,535,000 |
| Net income | 2,212,000 | 17,650,000 | 17,321,000 | 21,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,902,000 | 175,040,000 | 174,709,000 | 176,578,000 |
| Total capital | 173,004,000 | 188,596,000 | 188,307,000 | 190,246,000 |
| Risk-weighted assets | 1,239,236,000 | 1,271,378,000 | 1,300,621,000 | 1,318,482,000 |