Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,784,936,000 | 1,749,574,000 | 1,745,658,000 | 1,763,658,000 |
| Total loans | 885,194,000 | 885,205,000 | 887,342,000 | 931,150,000 |
| Allowance for loan losses | 13,019,000 | 14,658,000 | 14,650,000 | 19,218,000 |
| Securities available for sale | 671,542,000 | 680,131,000 | 690,428,000 | 652,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,582,168,000 | 1,529,927,000 | 1,551,108,000 | 1,652,557,000 |
| Interest-bearing deposits | 976,085,000 | 929,055,000 | 954,406,000 | 1,054,261,000 |
| Noninterest-bearing deposits | 606,083,000 | 600,872,000 | 596,702,000 | 598,296,000 |
| Equity capital | 90,357,000 | 105,376,000 | 124,276,000 | 105,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,678,000 | 39,479,000 | 59,676,000 | 79,487,000 |
| Interest expense | 8,227,000 | 16,157,000 | 23,916,000 | 31,127,000 |
| Net interest income | 11,451,000 | 23,322,000 | 35,760,000 | 48,360,000 |
| Noninterest income | 3,126,000 | 6,103,000 | 9,269,000 | 12,849,000 |
| Noninterest expense | 13,152,000 | 26,044,000 | 39,141,000 | 53,523,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,800,000 |
| Pretax income | 1,425,000 | 3,381,000 | 6,139,000 | 2,929,000 |
| Income tax | 150,000 | 300,000 | 560,000 | 74,000 |
| Net income | 1,275,000 | 3,081,000 | 5,579,000 | 2,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,577,000 | 162,410,000 | 164,933,000 | 160,238,000 |
| Total capital | 162,984,000 | 178,456,000 | 178,791,000 | 178,664,000 |
| Risk-weighted assets | 1,156,603,000 | 1,160,218,000 | 1,152,395,000 | 1,244,791,000 |