Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,657,003,000 | 1,634,731,000 | 1,720,155,000 | 1,754,236,000 |
| Total loans | 806,634,000 | 837,157,000 | 839,492,000 | 871,898,000 |
| Allowance for loan losses | 12,854,000 | 12,824,000 | 13,299,000 | 13,063,000 |
| Securities available for sale | 666,432,000 | 652,152,000 | 612,422,000 | 664,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,555,158,000 | 1,488,548,000 | 1,540,102,000 | 1,548,174,000 |
| Interest-bearing deposits | 897,529,000 | 865,249,000 | 922,702,000 | 950,561,000 |
| Noninterest-bearing deposits | 657,629,000 | 623,299,000 | 617,400,000 | 597,613,000 |
| Equity capital | 89,947,000 | 83,109,000 | 65,474,000 | 93,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,344,000 | 31,895,000 | 49,937,000 | 69,026,000 |
| Interest expense | 3,567,000 | 8,575,000 | 15,504,000 | 23,373,000 |
| Net interest income | 11,777,000 | 23,320,000 | 34,433,000 | 45,653,000 |
| Noninterest income | 3,169,000 | 6,436,000 | 9,972,000 | 13,127,000 |
| Noninterest expense | 12,447,000 | 25,136,000 | 38,408,000 | 51,002,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,219,000 | 4,340,000 | 5,110,000 | 6,891,000 |
| Income tax | 289,000 | 602,000 | 732,000 | 900,000 |
| Net income | 1,930,000 | 3,738,000 | 4,378,000 | 5,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,825,000 | 145,660,000 | 146,328,000 | 149,422,000 |
| Total capital | 158,007,000 | 156,448,000 | 159,627,000 | 160,449,000 |
| Risk-weighted assets | 1,086,327,000 | 1,114,458,000 | 1,115,275,000 | 1,132,331,000 |