Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,173,891,000 | 1,285,444,000 | 1,310,944,000 | 1,345,450,000 |
| Total loans | 645,471,000 | 740,440,000 | 729,427,000 | 715,072,000 |
| Allowance for loan losses | 7,274,000 | 8,170,000 | 8,762,000 | 9,570,000 |
| Securities available for sale | 418,019,000 | 397,583,000 | 413,584,000 | 442,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,015,264,000 | 1,146,081,000 | 1,167,896,000 | 1,200,179,000 |
| Interest-bearing deposits | 610,238,000 | 631,341,000 | 629,515,000 | 671,832,000 |
| Noninterest-bearing deposits | 405,026,000 | 514,740,000 | 538,381,000 | 528,347,000 |
| Equity capital | 113,008,000 | 127,292,000 | 129,897,000 | 132,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,464,000 | 22,470,000 | 33,258,000 | 44,177,000 |
| Interest expense | 1,153,000 | 1,696,000 | 2,192,000 | 2,672,000 |
| Net interest income | 10,311,000 | 20,774,000 | 31,066,000 | 41,505,000 |
| Noninterest income | 3,165,000 | 9,093,000 | 14,181,000 | 19,728,000 |
| Noninterest expense | 10,670,000 | 21,573,000 | 33,234,000 | 45,617,000 |
| Provision for loan losses | 300,000 | 1,225,000 | 1,925,000 | 2,735,000 |
| Pretax income | 2,655,000 | 8,958,000 | 12,025,000 | 14,869,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,655,000 | 8,958,000 | 12,025,000 | 14,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,944,000 | 113,773,000 | 114,868,000 | 116,639,000 |
| Total capital | 116,218,000 | 121,943,000 | 123,630,000 | 126,209,000 |
| Risk-weighted assets | 797,240,000 | 785,183,000 | 788,049,000 | 810,548,000 |