Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,004,582,000 | 994,189,000 | 1,007,483,000 | 1,013,567,000 |
| Total loans | 472,929,000 | 506,923,000 | 544,531,000 | 530,674,000 |
| Allowance for loan losses | 5,581,000 | 5,823,000 | 6,068,000 | 6,193,000 |
| Securities available for sale | 443,206,000 | 414,775,000 | 372,932,000 | 376,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 899,668,000 | 883,295,000 | 897,127,000 | 913,075,000 |
| Interest-bearing deposits | 607,941,000 | 591,179,000 | 594,093,000 | 603,349,000 |
| Noninterest-bearing deposits | 291,727,000 | 292,116,000 | 303,034,000 | 309,726,000 |
| Equity capital | 97,131,000 | 101,342,000 | 100,374,000 | 90,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,388,000 | 16,834,000 | 25,551,000 | 34,361,000 |
| Interest expense | 417,000 | 830,000 | 1,242,000 | 1,650,000 |
| Net interest income | 7,971,000 | 16,004,000 | 24,309,000 | 32,711,000 |
| Noninterest income | 2,265,000 | 4,734,000 | 7,312,000 | 9,841,000 |
| Noninterest expense | 7,076,000 | 14,240,000 | 21,734,000 | 29,445,000 |
| Provision for loan losses | 200,000 | 500,000 | 750,000 | 900,000 |
| Pretax income | 2,960,000 | 6,007,000 | 9,575,000 | 12,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,960,000 | 6,007,000 | 9,575,000 | 12,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,415,000 | 90,900,000 | 91,505,000 | 91,612,000 |
| Total capital | 94,996,000 | 96,723,000 | 97,573,000 | 97,805,000 |
| Risk-weighted assets | 550,848,000 | 579,388,000 | 609,089,000 | 601,075,000 |