Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 978,500,000 | 976,930,000 | 983,497,000 | 989,690,000 |
| Total loans | 438,453,000 | 439,579,000 | 441,228,000 | 462,662,000 |
| Allowance for loan losses | 4,996,000 | 5,134,000 | 5,397,000 | 5,434,000 |
| Securities available for sale | 443,789,000 | 424,341,000 | 457,756,000 | 431,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 868,734,000 | 868,400,000 | 868,444,000 | 885,936,000 |
| Interest-bearing deposits | 569,442,000 | 577,556,000 | 580,814,000 | 593,786,000 |
| Noninterest-bearing deposits | 299,292,000 | 290,844,000 | 287,630,000 | 292,150,000 |
| Equity capital | 92,947,000 | 91,175,000 | 96,401,000 | 95,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,070,000 | 15,961,000 | 24,347,000 | 32,669,000 |
| Interest expense | 488,000 | 970,000 | 1,466,000 | 2,218,000 |
| Net interest income | 7,582,000 | 14,991,000 | 22,881,000 | 30,451,000 |
| Noninterest income | 2,035,000 | 4,099,000 | 6,312,000 | 8,502,000 |
| Noninterest expense | 6,934,000 | 13,977,000 | 20,874,000 | 27,996,000 |
| Provision for loan losses | 220,000 | 370,000 | 620,000 | 770,000 |
| Pretax income | 2,463,000 | 5,153,000 | 8,109,000 | 11,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,463,000 | 5,153,000 | 8,109,000 | 11,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,071,000 | 84,787,000 | 87,766,000 | 89,181,000 |
| Total capital | 87,067,000 | 89,921,000 | 93,163,000 | 94,615,000 |
| Risk-weighted assets | 525,319,000 | 520,656,000 | 523,196,000 | 539,355,000 |