Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 721,757,000 | 736,634,000 | 762,850,000 | 802,438,000 |
| Total loans | 278,102,000 | 275,953,000 | 284,584,000 | 298,133,000 |
| Allowance for loan losses | 4,211,000 | 4,265,000 | 4,695,000 | 4,767,000 |
| Securities available for sale | 346,936,000 | 372,892,000 | 384,866,000 | 412,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,011,000 | 654,789,000 | 681,727,000 | 721,376,000 |
| Interest-bearing deposits | 442,490,000 | 445,326,000 | 442,457,000 | 464,653,000 |
| Noninterest-bearing deposits | 202,521,000 | 209,463,000 | 239,270,000 | 256,723,000 |
| Equity capital | 59,081,000 | 63,467,000 | 62,854,000 | 65,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,809,000 | 11,698,000 | 17,560,000 | 23,709,000 |
| Interest expense | 400,000 | 795,000 | 1,196,000 | 1,608,000 |
| Net interest income | 5,409,000 | 10,903,000 | 16,364,000 | 22,101,000 |
| Noninterest income | 1,549,000 | 3,435,000 | 5,316,000 | 7,140,000 |
| Noninterest expense | 5,048,000 | 10,403,000 | 15,882,000 | 21,699,000 |
| Provision for loan losses | 300,000 | 525,000 | 575,000 | 575,000 |
| Pretax income | 1,646,000 | 3,500,000 | 5,392,000 | 7,251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,646,000 | 3,500,000 | 5,392,000 | 7,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,920,000 | 62,109,000 | 63,035,000 | 64,229,000 |
| Total capital | 65,131,000 | 66,374,000 | 67,600,000 | 68,996,000 |
| Risk-weighted assets | 346,089,000 | 350,934,000 | 365,109,000 | 386,097,000 |