Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 687,130,000 | 660,566,000 | 682,105,000 | 706,691,000 |
| Total loans | 255,397,000 | 265,526,000 | 266,808,000 | 276,298,000 |
| Allowance for loan losses | 3,859,000 | 3,942,000 | 4,016,000 | 3,906,000 |
| Securities available for sale | 364,835,000 | 322,209,000 | 331,617,000 | 333,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,904,000 | 594,411,000 | 609,964,000 | 637,574,000 |
| Interest-bearing deposits | 434,244,000 | 401,224,000 | 426,385,000 | 430,648,000 |
| Noninterest-bearing deposits | 176,660,000 | 193,187,000 | 183,579,000 | 206,926,000 |
| Equity capital | 55,795,000 | 48,393,000 | 53,798,000 | 51,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,268,000 | 10,553,000 | 16,094,000 | 21,920,000 |
| Interest expense | 514,000 | 960,000 | 1,383,000 | 1,795,000 |
| Net interest income | 4,754,000 | 9,593,000 | 14,711,000 | 20,125,000 |
| Noninterest income | 1,464,000 | 2,960,000 | 4,546,000 | 6,130,000 |
| Noninterest expense | 4,698,000 | 9,415,000 | 14,359,000 | 19,612,000 |
| Provision for loan losses | 150,000 | 225,000 | 300,000 | 375,000 |
| Pretax income | 1,388,000 | 3,116,000 | 4,809,000 | 6,603,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,388,000 | 3,116,000 | 4,809,000 | 6,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,328,000 | 53,675,000 | 54,905,000 | 56,090,000 |
| Total capital | 56,187,000 | 57,617,000 | 58,921,000 | 59,996,000 |
| Risk-weighted assets | 330,883,000 | 335,056,000 | 333,494,000 | 338,457,000 |