Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 453,675,000 | 468,004,000 | 479,725,000 | 487,623,000 |
| Total loans | 252,234,000 | 254,367,000 | 246,331,000 | 241,041,000 |
| Allowance for loan losses | 4,125,000 | 4,416,000 | 4,663,000 | 3,575,000 |
| Securities available for sale | 134,956,000 | 157,701,000 | 171,784,000 | 169,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,392,000 | 411,665,000 | 419,427,000 | 430,688,000 |
| Interest-bearing deposits | 300,368,000 | 301,091,000 | 300,844,000 | 307,186,000 |
| Noninterest-bearing deposits | 98,024,000 | 110,574,000 | 118,583,000 | 123,502,000 |
| Equity capital | 38,392,000 | 39,552,000 | 43,303,000 | 39,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,320,000 | 10,536,000 | 15,839,000 | 21,038,000 |
| Interest expense | 975,000 | 1,916,000 | 2,787,000 | 3,619,000 |
| Net interest income | 4,345,000 | 8,620,000 | 13,052,000 | 17,419,000 |
| Noninterest income | 929,000 | 2,062,000 | 3,204,000 | 4,533,000 |
| Noninterest expense | 3,633,000 | 7,375,000 | 11,240,000 | 15,624,000 |
| Provision for loan losses | 600,000 | 900,000 | 1,200,000 | 1,500,000 |
| Pretax income | 1,321,000 | 2,687,000 | 4,096,000 | 5,108,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 108,000 |
| Net income | 1,294,000 | 2,633,000 | 4,015,000 | 5,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,341,000 | 33,337,000 | 34,386,000 | 34,924,000 |
| Total capital | 35,871,000 | 36,961,000 | 37,919,000 | 38,451,000 |
| Risk-weighted assets | 281,794,000 | 289,156,000 | 281,549,000 | 281,999,000 |