Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 438,845,000 | 424,509,000 | 426,330,000 | 456,294,000 |
| Total loans | 231,215,000 | 238,200,000 | 242,134,000 | 250,640,000 |
| Allowance for loan losses | 2,965,000 | 3,041,000 | 3,033,000 | 3,629,000 |
| Securities available for sale | 146,059,000 | 142,476,000 | 135,526,000 | 147,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,606,000 | 371,612,000 | 369,592,000 | 400,668,000 |
| Interest-bearing deposits | 280,002,000 | 278,221,000 | 276,058,000 | 300,905,000 |
| Noninterest-bearing deposits | 106,604,000 | 93,391,000 | 93,534,000 | 99,763,000 |
| Equity capital | 36,570,000 | 34,581,000 | 38,596,000 | 37,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,269,000 | 10,545,000 | 15,834,000 | 21,196,000 |
| Interest expense | 1,141,000 | 2,226,000 | 3,273,000 | 4,299,000 |
| Net interest income | 4,128,000 | 8,319,000 | 12,561,000 | 16,897,000 |
| Noninterest income | 946,000 | 2,022,000 | 3,038,000 | 4,262,000 |
| Noninterest expense | 3,443,000 | 7,382,000 | 11,180,000 | 14,731,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,250,000 |
| Pretax income | 1,502,000 | 2,680,000 | 4,025,000 | 5,234,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 108,000 |
| Net income | 1,475,000 | 2,626,000 | 3,944,000 | 5,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,708,000 | 29,568,000 | 30,602,000 | 31,452,000 |
| Total capital | 31,673,000 | 32,609,000 | 33,635,000 | 35,036,000 |
| Risk-weighted assets | 270,682,000 | 273,395,000 | 273,072,000 | 286,718,000 |