Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 316,297,000 | 321,119,000 | 329,031,000 | 356,820,000 |
| Total loans | 158,209,000 | 158,563,000 | 158,772,000 | 165,409,000 |
| Allowance for loan losses | 1,844,000 | 1,956,000 | 1,877,000 | 1,820,000 |
| Securities available for sale | 112,584,000 | 125,069,000 | 119,980,000 | 133,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,315,000 | 292,225,000 | 297,679,000 | 323,318,000 |
| Interest-bearing deposits | 208,753,000 | 211,662,000 | 216,563,000 | 235,797,000 |
| Noninterest-bearing deposits | 78,562,000 | 80,563,000 | 81,116,000 | 87,521,000 |
| Equity capital | 26,332,000 | 26,438,000 | 28,824,000 | 31,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,494,000 | 9,285,000 | 14,109,000 | 19,165,000 |
| Interest expense | 1,642,000 | 3,535,000 | 5,428,000 | 7,474,000 |
| Net interest income | 2,852,000 | 5,750,000 | 8,681,000 | 11,691,000 |
| Noninterest income | 1,020,000 | 2,115,000 | 3,161,000 | 4,272,000 |
| Noninterest expense | 2,813,000 | 5,578,000 | 8,243,000 | 11,318,000 |
| Provision for loan losses | 90,000 | 180,000 | 360,000 | 450,000 |
| Pretax income | 866,000 | 2,005,000 | 3,137,000 | 4,093,000 |
| Income tax | 26,000 | 52,000 | 78,000 | 105,000 |
| Net income | 840,000 | 1,953,000 | 3,059,000 | 3,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,492,000 | 27,068,000 | 27,716,000 | 28,354,000 |
| Total capital | 27,336,000 | 29,024,000 | 29,593,000 | 30,174,000 |
| Risk-weighted assets | 191,289,000 | 195,069,000 | 198,188,000 | 206,908,000 |