Call reports 2005
FIRST STATE BANK — 2005
What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 257,906,000 | 272,544,000 | 278,174,000 | 277,067,000 |
| Total loans | 128,907,000 | 131,636,000 | 137,558,000 | 140,639,000 |
| Allowance for loan losses | 1,810,000 | 1,735,000 | 1,736,000 | 1,729,000 |
| Securities available for sale | 96,209,000 | 111,366,000 | 109,122,000 | 103,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,456,000 | 247,267,000 | 252,425,000 | 252,189,000 |
| Interest-bearing deposits | 160,013,000 | 170,633,000 | 169,424,000 | 168,187,000 |
| Noninterest-bearing deposits | 73,443,000 | 76,634,000 | 83,001,000 | 84,002,000 |
| Equity capital | 22,179,000 | 23,065,000 | 23,271,000 | 22,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,041,000 | 6,245,000 | 9,714,000 | 13,338,000 |
| Interest expense | 613,000 | 1,323,000 | 2,116,000 | 2,998,000 |
| Net interest income | 2,428,000 | 4,922,000 | 7,598,000 | 10,340,000 |
| Noninterest income | 820,000 | 1,656,000 | 2,511,000 | 3,384,000 |
| Noninterest expense | 2,583,000 | 5,191,000 | 7,854,000 | 10,702,000 |
| Provision for loan losses | 75,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 590,000 | 1,312,000 | 2,180,000 | 2,947,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 590,000 | 1,312,000 | 2,180,000 | 2,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,319,000 | 21,832,000 | 22,457,000 | 23,030,000 |
| Total capital | 23,129,000 | 23,567,000 | 24,193,000 | 24,759,000 |
| Risk-weighted assets | 149,874,000 | 155,199,000 | 160,897,000 | 163,664,000 |