Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 223,245,000 | 235,197,000 | 232,794,000 | 235,573,000 |
| Total loans | 103,908,000 | 105,632,000 | 106,638,000 | 112,051,000 |
| Allowance for loan losses | 1,470,000 | 1,564,000 | 1,593,000 | 1,673,000 |
| Securities available for sale | 76,248,000 | 88,439,000 | 90,060,000 | 91,134,000 |
| Securities held to maturity | 100,000 | 100,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,147,000 | 208,670,000 | 207,811,000 | 210,456,000 |
| Interest-bearing deposits | 143,911,000 | 151,987,000 | 150,063,000 | 148,636,000 |
| Noninterest-bearing deposits | 52,236,000 | 56,683,000 | 57,748,000 | 61,820,000 |
| Equity capital | 25,650,000 | 24,681,000 | 23,573,000 | 23,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,804,000 | 5,670,000 | 8,503,000 | 11,362,000 |
| Interest expense | 576,000 | 1,197,000 | 1,737,000 | 2,246,000 |
| Net interest income | 2,228,000 | 4,473,000 | 6,766,000 | 9,116,000 |
| Noninterest income | 730,000 | 1,543,000 | 2,340,000 | 3,126,000 |
| Noninterest expense | 2,209,000 | 4,570,000 | 7,005,000 | 9,483,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 330,000 |
| Pretax income | 659,000 | 1,266,000 | 1,831,000 | 2,429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 659,000 | 1,266,000 | 1,831,000 | 2,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,469,000 | 19,904,000 | 20,083,000 | 20,459,000 |
| Total capital | 22,939,000 | 21,468,000 | 21,676,000 | 22,114,000 |
| Risk-weighted assets | 122,654,000 | 128,179,000 | 128,697,000 | 132,417,000 |