Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 205,366,000 | 209,500,000 | 209,582,000 | 216,352,000 |
| Total loans | 93,022,000 | 96,364,000 | 103,115,000 | 104,689,000 |
| Allowance for loan losses | 1,395,000 | 1,376,000 | 1,372,000 | 1,438,000 |
| Securities available for sale | 69,530,000 | 69,060,000 | 67,885,000 | 68,337,000 |
| Securities held to maturity | 101,000 | 101,000 | 101,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,395,000 | 183,246,000 | 182,213,000 | 188,856,000 |
| Interest-bearing deposits | 132,990,000 | 132,882,000 | 133,295,000 | 139,160,000 |
| Noninterest-bearing deposits | 47,405,000 | 50,364,000 | 48,918,000 | 49,696,000 |
| Equity capital | 22,728,000 | 24,406,000 | 25,526,000 | 25,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,964,000 | 5,891,000 | 8,869,000 | 11,772,000 |
| Interest expense | 814,000 | 1,517,000 | 2,171,000 | 2,792,000 |
| Net interest income | 2,150,000 | 4,374,000 | 6,698,000 | 8,980,000 |
| Noninterest income | 663,000 | 1,362,000 | 2,124,000 | 2,949,000 |
| Noninterest expense | 1,733,000 | 3,508,000 | 5,465,000 | 7,854,000 |
| Provision for loan losses | 75,000 | 75,000 | 165,000 | 255,000 |
| Pretax income | 1,022,000 | 2,170,000 | 3,209,000 | 3,837,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,022,000 | 2,170,000 | 3,209,000 | 3,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,633,000 | 20,299,000 | 20,826,000 | 21,172,000 |
| Total capital | 20,890,000 | 21,675,000 | 22,198,000 | 22,610,000 |
| Risk-weighted assets | 100,432,000 | 112,081,000 | 118,817,000 | 122,157,000 |