Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 198,624,000 | 198,996,000 | 200,544,000 | 201,356,000 |
| Total loans | 91,687,000 | 94,130,000 | 95,832,000 | 94,291,000 |
| Allowance for loan losses | 1,206,000 | 1,232,000 | 1,293,000 | 1,243,000 |
| Securities available for sale | 76,863,000 | 76,435,000 | 76,244,000 | 68,655,000 |
| Securities held to maturity | 101,000 | 101,000 | 101,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,317,000 | 175,795,000 | 175,542,000 | 177,307,000 |
| Interest-bearing deposits | 132,643,000 | 130,543,000 | 132,580,000 | 133,073,000 |
| Noninterest-bearing deposits | 43,674,000 | 45,252,000 | 42,962,000 | 44,234,000 |
| Equity capital | 20,824,000 | 21,363,000 | 23,052,000 | 22,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,395,000 | 6,786,000 | 10,148,000 | 13,317,000 |
| Interest expense | 1,444,000 | 2,786,000 | 4,016,000 | 5,010,000 |
| Net interest income | 1,951,000 | 4,000,000 | 6,132,000 | 8,307,000 |
| Noninterest income | 651,000 | 1,343,000 | 2,012,000 | 2,726,000 |
| Noninterest expense | 1,668,000 | 3,357,000 | 5,110,000 | 7,102,000 |
| Provision for loan losses | 80,000 | 140,000 | 200,000 | 275,000 |
| Pretax income | 854,000 | 1,846,000 | 2,834,000 | 3,693,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 854,000 | 1,846,000 | 2,834,000 | 3,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,622,000 | 18,153,000 | 18,641,000 | 19,143,000 |
| Total capital | 18,828,000 | 19,385,000 | 19,934,000 | 20,386,000 |
| Risk-weighted assets | 103,760,000 | 102,962,000 | 105,251,000 | 104,483,000 |