Call reports 2015
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2015
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 48,869,000 | 46,721,000 |
| Total loans | 17,438,000 | 18,102,000 |
| Allowance for loan losses | 258,000 | 259,000 |
| Securities available for sale | 25,872,000 | 23,774,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 42,680,000 | 39,111,000 |
| Interest-bearing deposits | 35,284,000 | 32,400,000 |
| Noninterest-bearing deposits | 7,396,000 | 6,711,000 |
| Equity capital | 6,149,000 | 6,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 431,000 | 867,000 |
| Interest expense | 40,000 | 78,000 |
| Net interest income | 391,000 | 789,000 |
| Noninterest income | 71,000 | 152,000 |
| Noninterest expense | 341,000 | 698,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 121,000 | 240,000 |
| Income tax | 0 | 0 |
| Net income | 121,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 5,906,000 | 5,924,000 |
| Total capital | 6,164,000 | 6,183,000 |
| Risk-weighted assets | 22,211,000 | 22,820,000 |