Call reports 2014
FIRST NATIONAL BANK OF CHILLICOTHE, THE — 2014
What FIRST NATIONAL BANK OF CHILLICOTHE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 49,530,000 | 48,333,000 | 47,843,000 | 48,732,000 |
| Total loans | 18,235,000 | 18,001,000 | 18,343,000 | 18,137,000 |
| Allowance for loan losses | 255,000 | 259,000 | 262,000 | 258,000 |
| Securities available for sale | 26,055,000 | 25,961,000 | 25,128,000 | 25,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,362,000 | 41,446,000 | 40,938,000 | 41,599,000 |
| Interest-bearing deposits | 36,834,000 | 34,656,000 | 34,530,000 | 34,945,000 |
| Noninterest-bearing deposits | 6,528,000 | 6,790,000 | 6,408,000 | 6,654,000 |
| Equity capital | 6,113,000 | 6,085,000 | 6,098,000 | 6,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 899,000 | 1,334,000 | 1,771,000 |
| Interest expense | 45,000 | 88,000 | 131,000 | 172,000 |
| Net interest income | 408,000 | 811,000 | 1,203,000 | 1,599,000 |
| Noninterest income | 184,000 | 264,000 | 348,000 | 432,000 |
| Noninterest expense | 387,000 | 750,000 | 1,095,000 | 1,487,000 |
| Provision for loan losses | 3,000 | 6,000 | 10,000 | 10,000 |
| Pretax income | 202,000 | 319,000 | 448,000 | 534,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 319,000 | 448,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,851,000 | 5,868,000 | 5,898,000 | 5,884,000 |
| Total capital | 6,106,000 | 6,127,000 | 6,160,000 | 6,142,000 |
| Risk-weighted assets | 24,138,000 | 23,884,000 | 23,615,000 | 23,687,000 |